You probably heard the saying I’m buying it because I deserve it. You deserve to invest in yourself. You can spend your money on yourself without feeling guilty. You should be your best investment.
Tip 1: Do not buy the overpriced coffee.
The reason you can not save money is not because of coffee. It can be expensive to buy overpriced coffee. It may be cheaper to make coffee at home. You can invest the money instead of spending $5 daily on coffee. For example, if you pay $5 daily, then you can invest $150 and make a return on your money.
Tip 2: Do not Spend the extra money on an overpriced house.
Try to strive to live below your means. Make smart decisions when it comes to your finances. I understand you may feel pressure to buy an overpriced home in an area with lower home inventory.
Tip 3: Do not Keep the membership and subscription.
If you have memberships or subscriptions that you do not use, make sure that you cancel the subscriptions or membership. The average subscription is $14 a month, which equals $168 a year. Instead of paying the unused subscriptions then, you can invest the money. You can check your banking or credit card statements for unused subscriptions or memberships that you are paying.
Summary
You deserve to invest your money in yourself. Make sure to spend your money carefully. Do not buy the overpriced coffee, overpriced home, and unused subscriptions. You can use the money to invest and make a return on your investments.
